Life, Health & Term Insurance Plans that safeguard your family, your health, and your future.
Life • Health • Term – We’ve Got You Covered
- Life Insurance – Guaranteed savings & long-term financial security
- Term Insurance – High cover at low premiums, with flexible money-back options
- Health Insurance – Cashless treatment at leading hospitals with maximum benefits
Life, Term & Health Insurance Plans
Insurance is more than a financial product—it’s a safety net. At Techolic, we now provide Life, Term, and Health Insurance plans through our trusted tie-ups with leading providers. Our goal is simple: to give you and your family the financial security you deserve.
Why Insurance Matters
Insurance is not just about policies—it’s about peace of mind. From securing your family’s financial future to covering unexpected medical expenses, the right plan ensures stability when life takes an unexpected turn.
We Cover
- Life Insurance – Build long-term financial security with guaranteed savings and protection for your loved ones.
- Term Insurance – Get high coverage at affordable premiums with flexible money-back options.
- Health Insurance – Access cashless treatments, leading hospitals, and comprehensive medical benefits for you and your family.
Life Insurance
Life Insurance ensures that your loved ones are financially protected, no matter what happens. It can also act as a savings plan, helping you plan for future goals like children’s education, retirement, or wealth creation.
Why choose Life Insurance?
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Provides financial security to your family.
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Offers savings + protection in one plan.
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Helps build a long-term financial safety net.
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Term Insurance
Term Insurance is the simplest and most affordable form of life cover. You pay a low premium and get a high sum assured. In case of any unfortunate event, your family receives financial support to maintain their lifestyle and meet expenses.
Why choose Term Insurance?
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High coverage at low cost.
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Flexible terms and money-back options available.
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Best suited for young professionals and families.
Health Insurance
With rising healthcare costs, medical emergencies can drain your savings. Health Insurance ensures that you and your family can access the best treatment without financial worries.
Why choose Health Insurance?
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Cashless treatment at leading hospitals.
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Coverage for medical expenses, surgeries, and critical illnesses.
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Family floater options for complete protection
Frequently Asked Questions
What is the difference between Life Insurance and Term Insurance?
Life Insurance provides both protection and savings. It secures your family’s future while also building a financial corpus. Term Insurance, on the other hand, is pure protection—it offers high coverage at low premiums but does not have a savings component (except money-back variants).
Why should I buy Health Insurance?
Health Insurance helps cover hospitalization, surgeries, and other medical expenses. With rising healthcare costs, it prevents your savings from being drained during emergencies and ensures you get quality treatment without financial stress.
How much Term Insurance cover should I take?
A good rule of thumb is to have a cover that is 10–15 times your annual income. This ensures your family can maintain their lifestyle, pay off loans, and meet important expenses in your absence.
Can I buy Life, Term, and Health Insurance together?
Yes. In fact, combining all three offers complete protection. Life Insurance secures your long-term goals, Term Insurance provides affordable high coverage, and Health Insurance safeguards you from medical expenses.
What is the best age to buy Insurance?
The earlier you buy, the better. Premiums are lower when you are younger and healthier. Buying early also ensures uninterrupted protection for a longer period.
What are the tax benefits of Insurance?
- Premiums paid for Life and Term Insurance are eligible for deduction under Section 80C of the Income Tax Act.
- Premiums for Health Insurance are eligible for deduction under Section 80D.
How do I choose the right Insurance plan?
The right plan depends on your age, income, family size, lifestyle, and financial goals. Our team helps you compare options and select the plan that fits your needs and budget
Are cashless claims available in Health Insurance?
Yes. Most health insurance policies offer cashless hospitalization in their network hospitals, so you don’t need to worry about arranging money during emergencies.
Can I increase my insurance coverage later?
Many plans allow you to increase coverage at key life stages (like marriage, having children, or buying a house). It’s always better to review your policies regularly.
How can I buy Insurance from Techolic?
Simply contact us for a free consultation. Our experts will understand your needs, compare available plans from our partner companies, and help you purchase the right insurance without any hassle.
Secure Your Future with the Right Insurance Plan
Don’t wait for tomorrow to protect what matters most today. Whether it’s your health, your family, or your financial future — the right insurance plan gives you peace of mind.