SWP vs Dividend_ Retirement Income Compared

Mutual Fund Investments

SWP vs Dividend Option: Which Gives More Reliable Retirement Income?

Since 1 April 2021, there has been no "dividend option" in Indian mutual funds. SEBI renamed it Income Distribution cum Capital Withdrawal (IDCW), and the new name admits what the…

techolicNovember 2, 2026

Switching Brokers Without Losing Holdings

Stock Broker

How to Switch Your Stock Broker Without Losing Your Holdings (and Without Tax Trouble)?

Your shares don't actually sit with your broker. Every listed share, ETF and bond you own in India is recorded electronically in a demat account at one of two depositories,…

techolicOctober 26, 2026

Stock Market

What Is Promoter Pledging? Risks and How to Check

In December 2018, the promoters of Zee Entertainment held about 42% of the company. By late 2019 that stake was down to roughly 5%. The channels were still on air…

techolicOctober 22, 2026

Financing

Alpha and Beta in Mutual Funds: What They Mean and How to Use Them Before You Pick a Fund

Open any mutual fund app and the first thing it shows you is a returns table. 1 year, 3 years, 5 years, sorted from highest to lowest. It looks like…

techolicOctober 6, 2026

Freelancer’s Retirement Roadmap in India

Financing

How Should a Freelancer in India Plan for Retirement Without an EPF?

A salaried employee earning ₹80,000 a month has roughly ₹9,600 landing in their EPF account every month without lifting a finger, matched by an equal contribution from the employer. A…

techolicOctober 5, 2026

Investment

Can You Invest in US Stocks From India, and Is It Worth the Extra Cost?

Indian residents can remit up to USD 250,000 per financial year under the RBI's Liberalised Remittance Scheme, and a growing number of regulated platforms now let you use part of…

techolicSeptember 29, 2026

Mutual Fund Investments

IRR vs XIRR vs CAGR vs Absolute Return: Which Should You Use?

An 80% gain looks identical on paper whether it took five years or eight, yet the two outcomes are far apart. ₹1,00,000 growing to ₹1,80,000 in five years compounds at…

techolicSeptember 21, 2026

Investment

How to Build an Investment Plan for Financial Goals 10-20 Years Away

Most people have at least one goal sitting 10 to 20 years out — a child's higher education, a comfortable retirement, buying a second property, or simply building a corpus…

techolicSeptember 10, 2026

Financing

Best Investment Options for Salaried Professionals Who Don’t Have Time to Track the Market

A demanding job leaves most salaried professionals with two things in short supply — time and mental bandwidth. Between back-to-back meetings, deadlines, and a personal life squeezed into the gaps,…

techolicSeptember 8, 2026

Mutual Fund Investments

Mutual Fund Switch vs Redeem-and-Reinvest: Which One Costs You More in Tax?

Every time you move money from one mutual fund to another, the Income Tax Department sees a sale. It doesn't matter whether you clicked "Switch" on your app or manually…

techolicSeptember 3, 2026

techolic

SWP vs Dividend Option: Which Gives More Reliable Retirement Income?

How to Switch Your Stock Broker Without Losing Your Holdings (and Without Tax Trouble)?

What Is Promoter Pledging? Risks and How to Check

Alpha and Beta in Mutual Funds: What They Mean and How to Use Them Before You Pick a Fund

How Should a Freelancer in India Plan for Retirement Without an EPF?

Can You Invest in US Stocks From India, and Is It Worth the Extra Cost?

IRR vs XIRR vs CAGR vs Absolute Return: Which Should You Use?

How to Build an Investment Plan for Financial Goals 10-20 Years Away

Best Investment Options for Salaried Professionals Who Don’t Have Time to Track the Market

Mutual Fund Switch vs Redeem-and-Reinvest: Which One Costs You More in Tax?

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