Mutual Fund Investments

How to Create a Balanced Mutual Fund Portfolio

Most investors build their mutual fund portfolio the way they fill a plate at a wedding buffet — a bit of whatever looks good that day. A large-cap fund because…

techolicAugust 17, 2026

Mutual Fund Investments

Gifting Mutual Funds to Your Spouse or Children: How It Works and What It Costs

More Indian families are moving beyond gold and cash gifts toward something that actually compounds — mutual fund units. A father starting an equity fund folio in his daughter's name,…

techolicAugust 10, 2026

Mutual Fund Investments

Life Cycle Funds vs the Retirement Funds They Replaced: What’s Actually Different?

If you've been holding a retirement fund or a children's fund for years, you may have already received a notice saying it can no longer accept fresh investments. That's not…

techolicJuly 21, 2026

Mutual Fund Investments

Portfolio Overlap Reports Are Coming in August — Here’s How to Read One Before You Invest

Most investors assume that holding five or six mutual funds automatically means they're diversified. Then a market correction hits, and every single fund in the portfolio falls by roughly the…

techolicJuly 20, 2026

Mutual Fund Investments

Direct Growth vs Regular Growth in Mutual Funds: What’s the Real Difference?

If you've ever opened a mutual fund app and seen four options sitting next to each other — Direct Growth, Direct IDCW, Regular Growth, Regular IDCW — and felt a…

techolicJune 29, 2026

Mutual Fund Investments

What Is a Mutual Fund Exit Load and Expense Ratio? When Does It Actually Apply?

Most investors discover the exit load and expense ratio on their mutual fund only when the redemption amount in their bank account doesn't match what they expected. They check the…

techolicJune 24, 2026

Mutual Fund Investments

SIP, STP & SWP: The Complete Mutual Fund Strategy Guide Every Indian Investor Must Know in 2026

Quick Answer: SIP (Systematic Investment Plan), STP (Systematic Transfer Plan), and SWP (Systematic Withdrawal Plan) are three powerful mutual fund tools that help Indian investors build wealth, manage risk, and…

techolicMay 19, 2026

Mutual Fund Investments

What Is an Expense Ratio and Why It Eats Your Returns Silently

Imagine two friends — Rohit and Priya — both invest ₹10 lakh in mutual funds in 2010. Same amount, same broad market. Fifteen years later, Rohit's portfolio has grown to…

techolicMay 14, 2026

Mutual Fund Investments

Mutual Funds: Direct vs Regular Plans – Which Actually Gives Better Returns?

When comparing mutual funds direct vs regular plans, the difference in returns can be more significant than most investors realize. The key factor lies in the expense ratio—the fund's total…

techolicJuly 8, 2025

Mutual Fund Investments

How to Invest in Mutual Funds: A Beginner’s Step-by-Step Guide (2026)

Investing in mutual funds is more available than you might think. You can start investing with just Rs. 500 per month through Systematic Investment Plans (SIPs). This makes it a…

techolicFebruary 5, 2025

Mutual Fund Investments

How to Create a Balanced Mutual Fund Portfolio

Gifting Mutual Funds to Your Spouse or Children: How It Works and What It Costs

Life Cycle Funds vs the Retirement Funds They Replaced: What’s Actually Different?

Portfolio Overlap Reports Are Coming in August — Here’s How to Read One Before You Invest

Direct Growth vs Regular Growth in Mutual Funds: What’s the Real Difference?

What Is a Mutual Fund Exit Load and Expense Ratio? When Does It Actually Apply?

SIP, STP & SWP: The Complete Mutual Fund Strategy Guide Every Indian Investor Must Know in 2026

What Is an Expense Ratio and Why It Eats Your Returns Silently

Mutual Funds: Direct vs Regular Plans – Which Actually Gives Better Returns?

How to Invest in Mutual Funds: A Beginner’s Step-by-Step Guide (2026)

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