Financing

Alpha and Beta in Mutual Funds: What They Mean and How to Use Them Before You Pick a Fund

Open any mutual fund app and the first thing it shows you is a returns table. 1 year, 3 years, 5 years, sorted from highest to lowest. It looks like…

techolicOctober 6, 2026

Freelancer’s Retirement Roadmap in India

Financing

How Should a Freelancer in India Plan for Retirement Without an EPF?

A salaried employee earning ₹80,000 a month has roughly ₹9,600 landing in their EPF account every month without lifting a finger, matched by an equal contribution from the employer. A…

techolicOctober 5, 2026

Investment

Can You Invest in US Stocks From India, and Is It Worth the Extra Cost?

Indian residents can remit up to USD 250,000 per financial year under the RBI's Liberalised Remittance Scheme, and a growing number of regulated platforms now let you use part of…

techolicSeptember 29, 2026

Mutual Fund Investments

IRR vs XIRR vs CAGR vs Absolute Return: Which Should You Use?

An 80% gain looks identical on paper whether it took five years or eight, yet the two outcomes are far apart. ₹1,00,000 growing to ₹1,80,000 in five years compounds at…

techolicSeptember 21, 2026

Investment

How to Build an Investment Plan for Financial Goals 10-20 Years Away

Most people have at least one goal sitting 10 to 20 years out — a child's higher education, a comfortable retirement, buying a second property, or simply building a corpus…

techolicSeptember 10, 2026

Financing

Best Investment Options for Salaried Professionals Who Don’t Have Time to Track the Market

A demanding job leaves most salaried professionals with two things in short supply — time and mental bandwidth. Between back-to-back meetings, deadlines, and a personal life squeezed into the gaps,…

techolicSeptember 8, 2026

Mutual Fund Investments

Mutual Fund Switch vs Redeem-and-Reinvest: Which One Costs You More in Tax?

Every time you move money from one mutual fund to another, the Income Tax Department sees a sale. It doesn't matter whether you clicked "Switch" on your app or manually…

techolicSeptember 3, 2026

Investment

Wealth Management Mistakes That Can Cost You Lakhs Over Time

Studies tracking Indian mutual fund investors over the long term have repeatedly found the same pattern: the average investor earns meaningfully less than the very funds they're invested in —…

techolicAugust 28, 2026

Mutual Fund Investments

How to Create a Balanced Mutual Fund Portfolio

Most investors build their mutual fund portfolio the way they fill a plate at a wedding buffet — a bit of whatever looks good that day. A large-cap fund because…

techolicAugust 17, 2026

Demat Account

What Happens to Your Demat Account After Death If There’s No Nomination?

A demat account doesn't pass to your family automatically just because they're your family. Shares, ETFs, bonds, and mutual fund units sitting in your demat account are legally yours alone…

techolicAugust 12, 2026

Blog

Alpha and Beta in Mutual Funds: What They Mean and How to Use Them Before You Pick a Fund

How Should a Freelancer in India Plan for Retirement Without an EPF?

Can You Invest in US Stocks From India, and Is It Worth the Extra Cost?

IRR vs XIRR vs CAGR vs Absolute Return: Which Should You Use?

How to Build an Investment Plan for Financial Goals 10-20 Years Away

Best Investment Options for Salaried Professionals Who Don’t Have Time to Track the Market

Mutual Fund Switch vs Redeem-and-Reinvest: Which One Costs You More in Tax?

Wealth Management Mistakes That Can Cost You Lakhs Over Time

How to Create a Balanced Mutual Fund Portfolio

What Happens to Your Demat Account After Death If There’s No Nomination?

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