Mutual Fund Investments

Gifting Mutual Funds to Your Spouse or Children: How It Works and What It Costs

More Indian families are moving beyond gold and cash gifts toward something that actually compounds — mutual fund units. A father starting an equity fund folio in his daughter's name,…

techolicAugust 10, 2026

Health Insurance

Health Insurance Claim Rejected? The Most Common Reasons and How to Avoid Them

A health insurance claim getting rejected right when you need the money most is one of the most stressful experiences a policyholder can face. It's also more common than most…

techolicJuly 29, 2026

Mutual Fund Investments

Life Cycle Funds vs the Retirement Funds They Replaced: What’s Actually Different?

If you've been holding a retirement fund or a children's fund for years, you may have already received a notice saying it can no longer accept fresh investments. That's not…

techolicJuly 21, 2026

Mutual Fund Investments

Portfolio Overlap Reports Are Coming in August — Here’s How to Read One Before You Invest

Most investors assume that holding five or six mutual funds automatically means they're diversified. Then a market correction hits, and every single fund in the portfolio falls by roughly the…

techolicJuly 20, 2026

Stock Market

How to Read an IPO DRHP Before Investing

Every IPO season, the same pattern repeats itself across India. Investors check the Grey Market Premium, ask around in WhatsApp groups, read a two-line summary on a financial news app,…

techolicJuly 8, 2026

Mutual Fund Investments

Direct Growth vs Regular Growth in Mutual Funds: What’s the Real Difference?

If you've ever opened a mutual fund app and seen four options sitting next to each other — Direct Growth, Direct IDCW, Regular Growth, Regular IDCW — and felt a…

techolicJune 29, 2026

Mutual Fund Investments

What Is a Mutual Fund Exit Load and Expense Ratio? When Does It Actually Apply?

Most investors discover the exit load and expense ratio on their mutual fund only when the redemption amount in their bank account doesn't match what they expected. They check the…

techolicJune 24, 2026

Financing

Retire at 40 vs 60: How Much More Do You Need to Save?

"How much harder is it, really, to retire at 40 instead of 60?" Most people guess "twice as hard" or "three times as hard." The actual answer isn't about a…

techolicJune 19, 2026

Health Insurance

Why Your Company Health Insurance Alone Won’t Be Enough in 2026

If you have a corporate job, chances are HR handed you a health card on day one and told you that you're "covered." For most salaried professionals in India, this…

techolicJune 17, 2026

Financing

Real Rate of Return: Why a 7% FD Is Not Really 7%

Introduction: The Hidden Cost of Playing It Safe Ask any Indian investor where they would keep their hard-earned savings, and Fixed Deposits (FDs) will almost always feature near the top…

techolicJune 4, 2026

Blog

Gifting Mutual Funds to Your Spouse or Children: How It Works and What It Costs

Health Insurance Claim Rejected? The Most Common Reasons and How to Avoid Them

Life Cycle Funds vs the Retirement Funds They Replaced: What’s Actually Different?

Portfolio Overlap Reports Are Coming in August — Here’s How to Read One Before You Invest

How to Read an IPO DRHP Before Investing

Direct Growth vs Regular Growth in Mutual Funds: What’s the Real Difference?

What Is a Mutual Fund Exit Load and Expense Ratio? When Does It Actually Apply?

Retire at 40 vs 60: How Much More Do You Need to Save?

Why Your Company Health Insurance Alone Won’t Be Enough in 2026

Real Rate of Return: Why a 7% FD Is Not Really 7%

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